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Spend limits

Set spending limits to cap how much on-demand usage you're willing to pay that billing cycle. When a limit is reached, on-demand usage stops for that user until the spend limit is increased or the next billing cycle starts.

How do I set a spend limit?

  1. Go to your dashboard under the Spending tab
  2. On-demand usage must be enabled to view and set spend limits
  3. Set a monthly spend limit for yourself or your team

Limit changes take effect immediately. Setting a limit to "No Limit" removes it. Raising a limit mid-cycle can make previously credited overage billable.

Who can change spend limits?

On Teams and Enterprise plans, whether team members can enable or disable on-demand usage and change the team-level spend limit depends on the Only Admins Can Edit Usage Settings toggle under Permissions in the Spending tab:

  • When the toggle is off, any team member can change these settings.
  • When the toggle is on, only team admins can.

To restrict these controls to admins:

  1. As a team admin, go to the Spending tab
  2. Under Permissions, enable Only Admins Can Edit Usage Settings

Once enabled, team members can still view the Spending tab, but only admins can change on-demand usage and team-level limits. Member-level and group-level overrides on Enterprise plans are always admin-only.

Enterprise admins can review changes to this setting in the audit log under the admin_only_usage_pricing event.

What happens when a spend limit is reached?

  • AI features stop working for that specific user
  • Other team members continue unaffected
  • The user sees a notification that their limit was reached
  • Usage resumes automatically at the start of the next billing cycle

What if usage goes over my spend limit?

Enforcement is not instant, so usage can briefly exceed your spend limit. Once we recognize that you have reached your spend limit, on-demand usage stops until you increase the spend limit or a new billing cycle starts. If a higher plan is available, upgrading can add included usage without raising the spend limit.

We will credit the limited overage that occurs prior to enforcement as a temporary spend-limit credit. That is not a refund or a permanent credit. You are billed up to your current limit. If you raise the limit in the same cycle, we may bill some or all of that credit, up to the new limit. Leave the limit unchanged, or turn off on-demand usage, to keep the credit.

What types of spend limits are available?

Individual plans (Pro, Pro+, Ultra): Set a monthly spend limit for your on-demand usage.

Teams plans: Set a team-level spend limit. When reached, all members consuming on-demand usage lose access to AI features.

Enterprise plans: Set both team-level and member-level limits. Member limits can be configured through:

  1. Member overrides in the Members tab
  2. Group overrides in the Groups tab
  3. Team general spend limit in the Spending tab

When a user has limits from multiple sources, Cursor applies the highest applicable limit. Enterprise admins can also manage limits through the Admin API.

Does changing the team spend limit update existing member overrides?

No. Updating the team-level spend limit only changes the default for members who don't have a member or group override. Anyone with an existing override keeps their individual limit until you clear it.

To move a user back to the team default, remove their override in the Members tab or Groups tab. The same applies to limits set through the Admin API.

What are dynamic spend limits?

Dynamic Spend Limits automatically adjust the team spend limit based on team size. As the number of seats grows or shrinks, the limit changes proportionally. Toggle this setting in the Spending tab.

Do spend limits apply to pooled usage?

On Enterprise pooled usage accounts, member spend limits apply to total usage, not just on-demand.

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